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How To Maximise Your Compensation In A Motor Accident Claim

people exchanging information after a car accident

Motor vehicle accidents can be life-altering events, often resulting in physical injuries, emotional trauma, and financial stress. If you’ve been involved in a car accident that wasn’t your fault, you may be entitled to compensation. At McDonnell Schroder, we’re committed to helping our clients secure the maximum compensation they deserve for their motor accident claim.

What Should You Do Immediately After A Car Accident?

The actions you take in the immediate aftermath of a car accident can significantly impact your compensation claim. 

Here are the crucial steps to take:

• Ensure safety: Move to a safe area if possible and check for injuries.

• Call emergency services: Report the accident and request medical assistance if needed.

• Document the scene: Take photos of vehicle damage, injuries, and the accident site.

• Collect information: Get contact and insurance details from all parties involved.

• Identify witnesses: Obtain contact information from any witnesses present.

• Seek medical attention: Even if you feel fine, get checked by a medical professional.

Remember, your health and safety should always be your top priority. Once you’re safe, gathering evidence becomes crucial for your claim.

Preserving evidence is vital. Keep all accident-related documents, including police reports, medical records, and witness statements. These pieces of evidence will form the foundation of your claim and help establish the extent of your damages.

collecting information after a car accident

How Can You Build A Strong Case For Your Claim?

Building a robust case is essential for maximising your compensation. To strengthen your claim, keep detailed records of all medical treatments, expenses, and how the injury affects your daily life. Follow medical advice diligently, attending all appointments and adhering to your doctor’s recommendations. 

Maintain a pain diary to record your pain levels and how the injury impacts your activities. Preserve all accident-related documents, including police reports and witness statements. It’s also crucial to avoid social media and refrain from posting about the accident or your injuries online. By meticulously documenting your journey post-accident, you provide your legal team with valuable information to support your claim. 

Consistency in your statements about the accident and your injuries is paramount, as any discrepancies can be used by the insurance company to undermine your claim. 

Always be honest and accurate in all your communications with medical professionals, insurance adjusters, and your legal team to ensure the strongest possible case.

filling out medical forms

What Types Of Compensation Can You Claim?

Understanding the types of compensation available can help you ensure you’re claiming everything you’re entitled to. 

In a motor accident claim, you may be eligible for:

• Medical expenses: Both current and future medical costs related to your injury.

• Lost wages: Compensation for time off work and potential future earnings loss.

• Pain and suffering: Non-economic damages for physical and emotional distress.

• Property damage: Costs to repair or replace your vehicle and other damaged property.

Care and assistance: Compensation for help needed with daily tasks due to your injuries.

It’s important to consider both immediate and long-term impacts of your injuries. Some injuries may have lasting effects on your ability to work or enjoy life as you did before the accident.

Why Is Timing Crucial For A Motor Accident Claim?

Timing plays a critical role in maximising your compensation. Here’s why:

• Statute of limitations: There are strict time limits for filing a claim. Missing these can result in losing your right to compensation.

• Evidence preservation: The sooner you start your claim, the easier it is to gather and preserve crucial evidence.

• Witness recollection: Memories fade over time, so prompt action helps ensure accurate witness accounts.

• Quicker resolution: Starting early can lead to faster claim resolution and compensation payment.

While it’s important to act quickly, it’s equally important not to rush into a settlement. Insurance companies often make quick, low-ball offers hoping you’ll accept before fully understanding the extent of your injuries and losses. Resist the urge to settle early and consult with a legal professional to ensure you’re getting a fair offer.

team of lawyers

Reach Out To McDonnell Schroder Today!

At McDonnell Schroder, we have a proven track record of securing maximum compensation for our clients. With in-depth knowledge of the tactics insurance companies use to minimise payouts, our experienced team is ready to protect your rights and advocate for your best interests. Whether through negotiation or courtroom representation, we are committed to ensuring you receive the fair compensation you deserve.

Don’t settle for less–reach out to our team at (02) 9622 1155 or fill out our online form for a free consultation. Let us help you get the justice and financial support you need to move forward after your accident.

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